Insurance Claims

You make a claim for a loss you thought was covered by your insurance policy but are denied. What are you rights? What do you do?

The Texas Insurance Code requires that claims be fairly considered and provides for penalties if they are not. Texas law also provides a remedy for breach of the covenant of good faith and fair dealing. For some years now Texas law has recognized that a special relationship exists between insurance companies and their insured's. Insured's who have purchased promptly because when a loss occurs a prompt remedy is needed.

The Texas Deceptive Trade Practices Act also provides remedies when insurance claims are wrongfully denied. This law also provides for penalties up to three times the amount of actual damages, along with attorney's fees and court costs.

There is also the basic remedy of breach of contract. In a lawsuit for breach of contract an insured can seek actual damages, as well as attorney's fees and costs of court.

If you believe your insurance company claim was wrongfully denied it is essential that you seek legal advice for your protection. Unfortunately, it is rare that one can depend upon an insurance company to do the right thing.

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Handicapped accessible. Located directly east of Highway 75 near the historical district. Weekend appointments available.

Texas lawyer Michael Sloan represents clients in McKinney, Plano, Frisco, and throughout the Dallas-Fort Worth Metroplex, in communities such as Allen, Richardson, Prosper, Wylie, Murphy, Sachse, Sherman, Denison, Bonham, Anna, Van Alstyne, Greenville, and Celina, and in Dallas County, Grayson County, Hunt County, Fannin County, Collin County and Denton County.