Long Term Disability

For those facing problems obtaining long term disability benefits, and for those fighting to keep their benefits, there are important facts that need to be known:

1. Most people are covered under plans provided through their employment. Such plans are governed under ERISA (Employee Retirement Income Security Act), a federal law. ERISA greatly limits your remedies and a reason why you need to consult with an attorney.

2. All disability plans require that you apply for Social Security Disability benefits because the insurance company obtains a financial benefit from the benefits you obtain from Social Security. At the same time, Social Security benefits can provide you with an important safety net in the event your long term disability benefits are terminated. We handle Social Security claims and can assist you with your claim.

3. Disability plans vary with respect to coverage and length of benefits. We can quickly evaluate your plan and clear up any confusion you may have.

For more information on Long Term Disability, click HERE.